Baked Nachos

Featured in: Food For Sharing Moments

These delightful nachos begin with browning ground beef with aromatic onion and garlic, seasoned with Tex-Mex spices like chili powder and cumin, then simmered in tomato sauce. Layers of crispy tortilla chips are generously topped with this savory beef mixture and a blend of cheddar and Monterey Jack cheeses.

Baked until golden and bubbly, the dish emerges from the oven ready for a vibrant array of fresh toppings. Finish with diced tomatoes, black beans, olives, jalapeños, red onion, cilantro, and creamy avocado. Serve alongside sour cream and salsa for a truly satisfying and shareable snack or meal.

Updated on Sat, 31 Jan 2026 13:34:00 GMT
Golden Baked Nachos piled high with seasoned beef, melted cheddar, and Monterey Jack, topped with jalapeños, tomatoes, and avocado. Save
Golden Baked Nachos piled high with seasoned beef, melted cheddar, and Monterey Jack, topped with jalapeños, tomatoes, and avocado. | maisoniferan.com

The kitchen was chaos that Friday night, friends were due any minute, and I realized I had forgotten to plan dinner. My eyes landed on a bag of tortilla chips and ground beef in the fridge, and suddenly it all made sense. I threw together my first tray of baked nachos with whatever I could find, and when I pulled that bubbling, cheesy masterpiece from the oven, something magical happened. Everyone abandoned their phones and gathered around the baking sheet like it was the most fascinating thing in the world.

Last summer, I made these for my niece who swore she hated anything spicy. I kept the jalapeños on the side and watched her eyes light up when she took her first bite. She asked if I could teach her how to make the seasoned beef, and now she texts me photos of her own nacho creations, each one more elaborate than the last.

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Ingredients

  • 1 tbsp olive oil: The foundation for sautéing your aromatics, helps everything cook evenly without sticking
  • 1 lb (450 g) ground beef: I prefer 85/15 for that perfect balance of flavor without too much grease
  • 1 small onion, finely chopped: Finely dice it so it cooks down and disappears into the beef mixture
  • 2 cloves garlic, minced: Fresh garlic makes such a difference here, do not even think about using the jarred stuff
  • 1 tsp chili powder: This gives you that earthy base heat without overwhelming the other flavors
  • 1/2 tsp ground cumin: The secret ingredient that makes it taste like restaurant nachos
  • 1/2 tsp smoked paprika: Adds a subtle smokiness that rounds out the beef beautifully
  • 1/2 tsp salt: Enhances all the spices and brings the beef to life
  • 1/4 tsp black pepper: Just enough to add a little background warmth
  • 1/4 cup tomato sauce: Creates a rich, cohesive sauce that binds all the spices together
  • 8 oz (225 g) tortilla chips: Choose sturdy chips that can hold up under the weight of toppings without turning soggy
  • 2 cups (200 g) shredded cheddar cheese: Sharp cheddar gives you that bold flavor punch
  • 1 cup (100 g) shredded Monterey Jack cheese: Melts beautifully and balances the sharp cheddar
  • 1 cup cherry tomatoes, diced: Fresh pops of acidity that cut through all that rich cheese
  • 1/2 cup canned black beans, drained and rinsed: Creamy little bites that add substance and protein
  • 1/4 cup sliced black olives: Salty little bursts that my sister picks off and eats separately
  • 1/4 cup sliced jalapeños (fresh or pickled): Fresh brings heat, pickled brings tang, choose your adventure
  • 1/4 cup red onion, finely diced: Adds a sharp crunch that complements the warm, melted cheese
  • 1/4 cup chopped fresh cilantro: Sprinkle generously, it brightens the whole dish
  • 1 avocado, diced: Creamy richness that cools down the spicy elements
  • 1/2 cup sour cream: Essential for that cool, tangy finish on top
  • 1/2 cup salsa: Serve on the side so everyone can add as much or as little as they want

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Instructions

Preheat and prep:
Get your oven to 400F (200C) so it is ready when you are, and grab your largest baking sheet or that oven safe platter you never use.
Sauté the aromatics:
Heat the olive oil in a skillet over medium heat, toss in your onion and garlic, and let them soften for about 2 minutes until your kitchen smells amazing.
Brown the beef:
Add the ground beef and cook until browned, breaking it apart with your spoon as it cooks, about 5 minutes.
Season it up:
Stir in the chili powder, cumin, smoked paprika, salt, and pepper, then add the tomato sauce and let it simmer for 2 minutes until everything is well combined.
Build the first layer:
Arrange half the tortilla chips on your baking sheet, then top with half the beef mixture and half the cheeses.
Add the second layer:
Pile on the remaining chips, beef, and cheese so every single chip has something delicious on it.
Melt it all:
Bake for 8 to 10 minutes until the cheese is bubbly and starting to turn golden in spots.
Pile on the fresh toppings:
Remove from the oven and immediately scatter with cherry tomatoes, black beans, olives, jalapeños, and red onion.
Finish and serve:
Garnish with cilantro and avocado, then bring that beautiful tray to the table with sour cream and salsa on the side.
A close-up of Baked Nachos fresh from the oven, bubbling cheese and savory beef layered over crispy tortilla chips. Save
A close-up of Baked Nachos fresh from the oven, bubbling cheese and savory beef layered over crispy tortilla chips. | maisoniferan.com

These nachos have become my go to for everything from game day to casual weeknight dinners when I want something fun and interactive. There is something about gathering around a shared tray, everyone reaching in, that turns dinner into a party.

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The Art of Layering

The secret to nachos that do not leave you with a pile of bare chips at the bottom is all about the layering technique. I used to just dump everything on top, but once I started spreading ingredients between two layers of chips, every single bite became perfect.

Cheese Strategy

Using two different cheeses is not just for show, the sharp cheddar brings bold flavor while Monterey Jack contributes superior melting properties. I have tried using just one or the other, but the combination really does create the best result.

Make Ahead Tips

You can brown and season the beef up to two days in advance, just store it in the refrigerator and reheat gently before assembling. Everything else comes together so quickly that there is not much need to prep more than that ahead of time.

  • Keep your sour cream and salsa cold until the very last moment for that temperature contrast
  • If serving a crowd, consider making two smaller trays instead of one giant one
  • Set up a toppings bar and let people customize their own sections of the nacho platter
Easy Baked Nachos topped with black beans, olives, and cilantro, served with sour cream and salsa for dipping. Save
Easy Baked Nachos topped with black beans, olives, and cilantro, served with sour cream and salsa for dipping. | maisoniferan.com

Whether it is movie night, game day, or just a Tuesday that needs a little excitement, these nachos never disappoint. Enjoy every messy, delicious bite.

Recipe Questions & Answers

Can I make these nachos vegetarian?

Yes, absolutely! To prepare a vegetarian version, simply omit the ground beef. You can double the amount of black beans, add pinto beans, or incorporate seasoned plant-based crumbles for extra substance and protein.

What are some good substitutions for the ground beef?

For a different flavor profile or a lighter option, you can substitute the ground beef with ground turkey or chicken. Ensure to season them well with the same Tex-Mex spices to maintain the classic taste.

How can I prevent the nachos from getting soggy?

To minimize sogginess, assemble and bake your nachos just before serving. Avoid overloading them with too many wet toppings before baking. Also, distribute your chips evenly to allow for crispness and proper cheese melting.

Can I adjust the spice level?

Certainly! For more heat, increase the amount of chili powder or add a pinch of cayenne pepper to the beef mixture. Using pepper jack cheese in your blend or topping with extra sliced jalapeños and hot sauce will also kick up the spice.

What's the best way to serve these for a party?

These nachos are ideal for sharing! Serve them immediately after baking on a large platter. Provide small bowls of extra toppings like sour cream, salsa, guacamole, and extra jalapeños on the side, allowing guests to customize their portions.

Can I prepare any components in advance?

Yes, to save time, you can prepare the seasoned ground beef mixture a day or two in advance and store it in the refrigerator. When ready to serve, simply reheat the beef, then proceed with layering and baking as directed.

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Baked Nachos

Crispy tortilla chips layered with savory ground beef, melted cheese, and fresh toppings. A delicious Tex-Mex dish perfect for gatherings.

Prep Time
15 min
Time to Cook
15 min
Total Duration
30 min
Created by Gavin Poole


Skill Level Easy

Cuisine Tex-Mex

Portion 4 Number of Servings

Diet Preferences No Gluten

What You'll Need

Beef Mixture

01 1 tbsp olive oil
02 1 lb ground beef
03 1 small onion, finely chopped
04 2 cloves garlic, minced
05 1 tsp chili powder
06 1/2 tsp ground cumin
07 1/2 tsp smoked paprika
08 1/2 tsp salt
09 1/4 tsp black pepper
10 1/4 cup tomato sauce

Nachos Base

01 8 oz tortilla chips

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 cup cherry tomatoes, diced
02 1/2 cup canned black beans, drained and rinsed
03 1/4 cup sliced black olives
04 1/4 cup sliced jalapeños
05 1/4 cup red onion, finely diced
06 1/4 cup chopped fresh cilantro
07 1 avocado, diced
08 1/2 cup sour cream
09 1/2 cup salsa

How to Make It

Step 01

Preheat Oven: Preheat oven to 400°F.

Step 02

Sauté Aromatics: Heat olive oil in a skillet over medium heat. Add onion and garlic; sauté for 2 minutes until fragrant.

Step 03

Brown Ground Beef: Add ground beef to the skillet and cook until browned, breaking apart with a spoon, about 5 minutes.

Step 04

Season Beef Mixture: Stir in chili powder, cumin, smoked paprika, salt, and pepper. Add tomato sauce and simmer for 2 minutes. Remove from heat.

Step 05

Layer Nachos: Arrange half the tortilla chips on a large baking sheet or oven-safe platter. Top with half the beef mixture and half the cheeses. Layer remaining chips, beef, and cheese on top.

Step 06

Bake Until Melted: Bake in the oven for 8–10 minutes until cheese is melted and bubbling.

Step 07

Add Fresh Toppings: Remove from oven and immediately sprinkle with cherry tomatoes, black beans, olives, jalapeños, and red onion.

Step 08

Garnish and Serve: Garnish with cilantro and diced avocado. Serve hot with sour cream and salsa on the side.

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Tools You'll Need

  • Large baking sheet or oven-safe platter
  • Skillet
  • Spatula or wooden spoon
  • Knife and cutting board

Allergy Details

Please check every ingredient for potential allergens. If you're unsure, talk to your health provider.
  • Contains dairy (cheese, sour cream)
  • May contain gluten if tortilla chips are not gluten-free
  • Contains nightshades (tomato, chili, jalapeño)

Nutrition Details (each serving)

These details are only for reference and shouldn't replace your health professional's advice.
  • Energy: 550
  • Fats: 32 g
  • Carbohydrates: 38 g
  • Proteins: 28 g

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